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Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! At First Liberty Mortgage we make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly with a comparable monthly payment. Let our professionals guide you to the very best refinanced loan! No closing costs, lowest rates

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into the wealth of equity and reward yourself. We'll help with the best program to fit your goals. real estate investing, first time homebuyer program, 103% LTV, 100% LTV
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else! no credit, good credit

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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.35%6.56%
15-yr Fixed5.92%6.23%
1-yr Adj5.17%6.42%
* national averages





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Mortgage News Daily
 
Twin fires raging along California central coast (AP)
7/5/2008 3:37 AM

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Former Republican Sen. Jesse Helms dies at 86 (AP)
7/5/2008 2:45 AM

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Franken tries the switch from comic to Congress (AP)
7/5/2008 2:56 AM

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U.S. marks Independence Day with fireworks, revelry (AP)
7/5/2008 2:50 AM

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FBI probe latest setback for beleaguered Detroit (AP)
7/5/2008 2:47 AM

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Companies begin quest for oil, gas off Florida (AP)
7/5/2008 4:00 AM

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Rescue video shows duped rebels, elated hostages (AP)
7/5/2008 2:32 AM

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Study: Orangutan populations declining sharply (AP)
7/5/2008 2:39 AM

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Spitzer call girl drops 'Girls Gone Wild' lawsuit (AP)
7/5/2008 3:01 AM

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One more time: Federer vs. Nadal at Wimbledon (AP)
7/5/2008 2:08 AM

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Mortgage News Daily
 
American Cities See Record Annual Foreclosure Rate Increases in Q2
7/3/2008 10:52 AM

Record high foreclosure rates in the second quarter were reported in Los Angeles, Seattle, Miami and New York, according to a report issued by PropertyShark.com.

Los Angeles led the four cities with a 282.01% increase in the second quarter compared to last year's Q2. Los Angeles reported a record...

<......
 
Fed's Mishkin Says Fed Wants to Contain Inflation Expectations
7/2/2008 12:53 PM

Speaking at a conference in Israel, Federal Reserve board Governor Frederic Mishkin said he currently sees an "upside risk" to inflation expectations and that the Fed wants to contain those expectations.

"U.S. inflation has risen recently, largely because of these sharp increases in global commodity prices. Ho......

 
Central Bank Watch: Market Attention Shifts to ECB - Finally Time to Hike?
7/2/2008 6:44 AM

After last week's highly-anticipated Federal Reserve rate decision, in which rates were expectedly left on hold, markets have shifted their attention to the upcoming European Central Bank rate decision on Thursday.

Read More Now ......
 
Mortgage Rates Mark Time Waiting for Federal Action
7/2/2008 6:29 AM

Mortgage rates continued to set record 2008 levels with long term rates moving up slightly during the week ended June 26, and short term rates increasing modestly but in double digits.

Mortgage applications increased 3.6 percent on a seasonally adjusted basis and...

Wednesday's Events: U.S. Employment Data Ahead of Nonfarm Payrolls Thursday
7/2/2008 6:24 AM

Employment data from the United States and the Department of Energy's weekly inventories report will highlight the North American data on Wednesday as markets prepare for U.S. nonfarm payrolls on Thursday. In the afternoon, markets will also be paying attention to comments from Fed Governor Frederic Mishkin.

 
After ADP, Markets Expect Lower Consensus for Nonfarm Payrolls
7/2/2008 6:21 AM

Economists appear to be unanimous in their calls for increased downside risk to Thursday's BLS nonfarm payrolls report, following a weaker-than-expected ADP private employment report for June. ADP figures showed a decline of 79k jobs in the month against expectations of only a 20k loss following three months of upside ......

 
CIT Group Sells Off its Last Home Related Business Interests
7/1/2008 10:51 AM

CIT Group announced on Monday that it was selling both its home lending business and its manufactured- housing division.

The lending business which has total assets of $9.3 billion as well as servicing operations will go to Lone Star Funds for $1.5 billion. In addition, Lone Star will assume $4.......

 
Will Lehman Brothers Survive Another Round of Rumors?
7/1/2008 10:47 AM

Rumors were swirling about another major Wall Street player on Monday as Lehman Brothers Holdings Inc. stock fell 11 percent.

The stock reached the lowest level it had seen since 2000 as the Street's second smallest Wall Street firm was the subject of speculation that it was in trouble and, like Bear Stearns, m......

 
U.S. June Nonfarm Payrolls Decline 62k, Unemployment Rate Remains at 5.5%
7/3/2008 7:13 AM

U.S. nonfarm payrolls declined for the sixth straight month, falling in line with expectations by a total of 62k jobs in June, according to the Bureau of Labor Statistics on Thursday. May's jobs figure was revised to a loss of 62k jobs from an initially reported loss of 49k jobs.

The unemployment rate remained ......

 
ISM Manufacturing Halts Four Months of Declines, Rebounds to 50.2
7/1/2008 7:25 AM

The U.S. manufacturing sector halted a four-month trend of deterioration and rebounded into growth mode at 50.2 in June, against expectations of a decline to 48.5, according to the ISM manufacturing survey released on Tuesday morning. Despite the headline advance, prices moved up to the highest level since July 1979, at ......




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